1/14/2024 0 Comments Open an account with wells fargoWe may close an account (except analyzed business accounts) with a zero balance on the fee period ending date or at month end without prior notification to you. “ Accounts with a zero balance will continue to be charged applicable fees (like the monthly service fee) until you request to close your account. These changes are effective Aug(so they are already live and should appear on your next monthly statement). In today’s post, Wells Fargo made changes to closing accounts and charging fees on accounts with a zero balance. Wells Fargo Changes: New Statement Ending Dates, TTY/TDD Numbers Retired & More.Wells Fargo Discontinues Temporary Debit Cards & ATM Access Code Feature (Effective April 1).Wells Fargo Discontinues Instant Issue Debit Cards (Effective November 30).Changes to Wells Fargo Everyday Checking $10 Monthly Fee Waiver Requirements (Effective October 8).While I welcome any advice, I do prefer a big Bank or local Credit Union so I can deposit Checks and Cash at an ATM.Good morning everyone, happy Friday! Over the last few months, I have written about several changes regarding Wells Fargo checking and savings accounts: I've been around this sub enough to realize people don't care for Wells Fargo and other big Banks. Or perhaps some other reason I'm encountering this issue beside no credit/banking history?.Another Bank/local Credit Union that might not require a credit/banking history?.How to open an Account with Wells Fargo without going in to a Branch?. Does anyone have any advice on these or anything else? I'm trying to avoid going out as much as possible with the way things are right now, so I'd like to be able to open a Checking Account online. They asked for my SSN, and First/Last name, put me on a brief hold, and said they weren't able to verify my information either, so I'd have to go in to a branch. I tried calling Well Fargo's 1(800) number and explained the issue. I tried looking around on Google and Reddit, and pretty much the only thing I could find was frozen credit can sometimes cause this (which mine shouldn't be). I suspect this is because I have no credit/banking history for them to generate questions from, or verify my information against. So I now try to open a Checking Account online with Wells Fargo, and get the message shown above. I did not request my report from ChexSystems, but I would expect that to have nothing as well. I also tried Credit Karma with the same issue. All 3 were not able to verify my information (probably because I've got no credit history). I was curious what a 'blank Credit Report' looks like, and figured it'd be good to make sure no one had been using my credit, so I requested my 3 Credit Reports from AnnualCreditReport. I have never had any type of Credit, Loan, Bank Account, etc. Here is some background and what I've tried: Look for an email providing additional details. Before visiting a branch, please make an appointment for faster service. Common forms of ID we accept:Ī Wells Fargo representative will review your information and process your account application. Please bring at least two forms of identification with you to a Wells Fargo branch so we can verify your identity. I tried opening a Checking Account online with Wells Fargo, got almost all the way through the process (last step would have been ToS and Privacy agreements), but then received this message.Īfter reviewing your application, we've determined that we need additional information to proceed. Hello everyone, I'm trying to open my first Checking Account. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future.
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